Binnacrest AI portfolio dashboard showing optimisation features
Features

Everything you need to manage your portfolio with confidence

Binnacrest AI brings your accounts, allocations, and rebalancing decisions into one clear view — built for Australian independent professionals who don't have time to babysit spreadsheets.

Why it works

Built around the decisions you actually make

Most tools show you numbers. Binnacrest AI is designed around the questions independent professionals ask themselves before making a move: is my allocation still on target, what's driving my risk exposure, and where should new contributions go next.

Every feature below exists to answer one of those questions faster and with more clarity than a spreadsheet or a generic tracking app can offer.

Binnacrest AI interface displayed on a laptop screen
Core capabilities

The features that do the heavy lifting

01

Unified portfolio view

Connect and review holdings across accounts and asset types in a single consolidated view, without switching between platforms or reconciling exports by hand.

02

Allocation analysis

See how your current mix compares to your target allocation at a glance, with drift highlighted so you know exactly what's shifted and by how much.

03

Rebalancing guidance

Get clear, actionable suggestions for bringing your portfolio back in line, sized to your existing holdings rather than generic model portfolios.

04

Risk breakdown

Understand where concentration and volatility are coming from, down to sector and asset class, so surprises show up before they become losses.

05

Contribution planning

Model where new deposits or contributions have the most impact on your allocation, instead of guessing or splitting evenly by default.

06

Clear reporting

Export straightforward summaries you can actually read later, whether that's for your own records or a conversation with an advisor.

How it works

From setup to insight in three steps

  • STEP 01

    Add your holdings

    Bring in your existing accounts and positions to give Binnacrest AI a full picture of where you stand today.

  • STEP 02

    Set your targets

    Define the allocation and risk boundaries that reflect your own goals, timeline, and comfort with volatility.

  • STEP 03

    Review and adjust

    Check in whenever it suits you, act on the guidance that's relevant, and skip the rest — you stay in control throughout.

A closer look

Features designed for real portfolios, not model ones

Allocation drift, explained

Markets move and so does your portfolio, even when you haven't touched it. Binnacrest AI tracks how far your current allocation has drifted from your target and explains which holdings are responsible, so you're never rebalancing blind.

Allocation Drift View

Risk exposure without the jargon

Instead of dense risk metrics, Binnacrest AI breaks exposure down into plain language: what's concentrated, what's correlated, and what's driving the swings in your portfolio's value.

Risk Breakdown View

Rebalancing that respects your holdings

Suggestions are built around what you already own, factoring in existing positions rather than proposing a fresh model portfolio that ignores your starting point.

Rebalancing Suggestions

See how Binnacrest AI fits your portfolio

Create a free account and connect your holdings to get a clear view of your allocation, risk, and next steps.